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Discover why taxes and fees on new homes are driving up housing costs—and what we can do about it.

Small Housing is proud to partner with About Here on a compelling new video explainer: The Housing Tax Crisis. This short, engaging video sheds light on one of the least understood drivers of rising housing costs—development charges, fees, and taxes on new housing.

In cities like Vancouver, these costs can account for up to 20% of the price of a newly built home. Often referred to as “development fees,” these charges go beyond infrastructure—they frequently fund public art, parks, and amenities that may not directly support new housing supply.

Gentle density housing, including laneway homes, multiplexes, and infill projects, is being hit hardest. These are the exact types of housing our cities need to address the housing affordability crisis.

This video unpacks:

  • Why these charges exist and how they’re calculated
  • The impact on small-scale housing development
  • How we can reform the system to be more fair, transparent, and effective

Whether you’re a homeowner-developer, city planner, or housing advocate, this explainer offers essential insights into how our financing system can better support attainable, ground-oriented homes in our neighbourhoods.

Outils pratiques pour les communautés locales

Vous songez à offrir davantage d’options de logement à votre communauté ? Les Considérations réglementaires relatives à la densification douce – élaborées par Small Housing et la SCHL – est votre feuille de route pour y parvenir.

Cette ressource présente l’histoire de l’habitat à densification douce et propose des mesures aux communautés locales, aux urbanistes, aux élus et aux défenseurs du logement. Qu’il s’agisse d’entamer la conversation ou d’affiner les politiques, ce guide offre des conseils clairs et pratiques pour aider à façonner des quartiers plus inclusifs et plus agréables à vivre.

Qu’y a-t-il à l’intérieur ?

  • Qu’est-ce que la densification douce ? Découvrez comment les communautés définissent et mettent en œuvre ce type d’habitation à petite taille.
  • Stratégies d’engagement communautaire – Obtenez des outils pour entamer des conversations productives et répondre à des préoccupations communes.
  • Plan de travail étape par étape – Suivez une approche structurée pour évaluer les besoins en logement et planifier une densification douce.
  • Modèles de statuts et meilleures pratiques – Découvrez des exemples et des modèles de politiques pour simplifier votre processus.
  • Ressources supplémentaires et études de cas – Découvrez comment différentes municipalités font de la densification douce une réalité.

Pourquoi ce guide ?

  • Pratique et actionnable – Conçue pour aider les communautés locales à mettre en œuvre le changement dès maintenant.
  • Centré sur la communauté – Il s’agit de rendre le logement plus accessible sans perturber le caractère du quartier.
  • Facile à utiliser – Un format structuré, étape par étape, vous permet de vous y plonger à n’importe quel stade de votre parcours..

Prêt à passer à l’étape suivante ?

Téléchargez le guide pour commencer à façonner l’avenir de votre communauté dès aujourd’hui !

Thinking about bringing more housing options to your community? The Gentle Density Bylaw Guide—developed by Small Housing and CMHC—is your roadmap to making it happen.

This resource captures the “story so far” of gentle density housing and provides actionable steps for local governments, planners, elected officials, and housing advocates. Whether you’re just starting the conversation or refining policies, this guide offers clear, practical advice to help shape more inclusive, livable neighborhoods.

What’s Inside?

  • What is Gentle Density? Learn how communities define and implement small-scale, multi-unit housing.
  • Community Engagement Strategies – Get tools to start productive conversations and address common concerns.
  • Step-by-Step Workplan – Follow a structured approach to assess housing needs and plan for gentle density.
  • Model Bylaws & Best Practices – Explore real-world examples and policy templates to simplify your process.
  • Additional Resources & Case Studies – See how different municipalities are making gentle density a reality.

Why This Guide?

  • Practical & Actionable – Designed to help local governments implement change now.
  • Community-Centered – Focused on making housing more accessible without disrupting neighborhood character.
  • Easy to Use – A structured, step-by-step format means you can dive in at any stage of your journey.

Nestled near the Elders Centre in the Tl’etinqox Community, six cabin-like homes are placed to form a circle to represent the four sacred directions, the cycle of the seasons, the cycle of life and more, and to encourage community gathering.

Tl’etinqox began to develop Elders Cabins in 2019 to honour the intentions, prayers, and needs of their Elders by providing safe and affordable living spaces for them to age in place, at the heart of the community. Elder tenancy applications opened for the cabins in September 2020.

Supporting the evolution of our single-detached neighbourhoods can be daunting, so Small Housing created the Gentle Density Network as a space where local government planners can tackle these collective challenges together.

Through the Gentle Density Webinar library, you can dive deep into the world of gentle density housing with insights from top experts from government, industry, and community sectors.

Explore cutting-edge practices, unpack emerging trends, and stay ahead of the curve with the latest gentle density insights. You can access the full library of webinars here, and can sign up to the Gentle Density Network here so as to stay informed on upcoming events.

Key insights:

Single-family zones – which cover three-quarters of residential areas in many Northern American cities – can produce harmful side effects such as inflated land values, racial and economic segregation, and urban sprawl. In response, many communities are looking at ways to introduce “missing middle” housing into existing single-family neighbourhoods.

One of the most notable reforms in recent years was the Minneapolis 2040 Plan, implemented at the beginning of 2020. Housing policies in the plan made headlines as it meant Minneapolis became the first major city in the US or Canada to abolish single family- zoning, allowing duplexes and triplexes to be built on most residential blocks. The Plan also included several provisions related to denser housing, including eliminating parking requirements and upzoning transit corridors and downtown areas.

This Small Housing Case Study shares key details of the Plan, its impact to date, and what other communities can learn from it.

Key insights:

This guide paper addresses the ownership and operations of gentle density housing in British Columbia. It was created in collaboration with industry experts and includes key recommendations to remove barriers that reduce the viability and uptake of gentle density housing.

The actionable recommendations contained in this guide paper provide specific and clear direction to the responsible parties on how they can support the removal of barriers and enhance the viability of gentle density projects for the homeowner-developer in British Columbia.

Supporting and incentivizing homeowner-developer-led projects is, in the opinion of the roundtable, the most likely model to succeed at implementation at scale, while putting community and affordability first.

Key insights:

By prohibiting single egress designs at scale, the National Building Code limits the feasibility of “missing middle” buildings. The two-egress requirement made sense when the NBC was first developed in the 1940s when wood frame buildings were highly combustible and fire safety features were primitive.

Today, modern firefighting practices, advanced fire alarms, automated sprinklers, fire resistant separations (walls, doors, ceilings) and other innovations have rendered the two-egress model obsolete in low-rise settings. It is now technically possible to create multi-unit wood frame buildings with a single egress that are as – or even more – fire safe than a two egress building of yesteryear.

This case study explores an emerging movement across Canada to change the NBC to allow for single-egress residential buildings. At the forefront of the movement is LGA Architectural Partners and David Hine Engineering, who have submitted an application to the Canadian Commission on Building and Fire Codes to amend the NBC so as to allow single-egress buildings of up to six storeys above grade.

Key insights:

When redevelopment of older Edmonton neighbourhood areas occurred, it was assumed that it would require infrastructure upgrades to meet current standards. However, infrastructure upgrades are costly, and may be a significant barrier to developing infill homes. Furthermore, evidence is proving that density and fire flows are not linearly correlated.

As this Case Study outlines, Edmonton has developed a mechanism to assess the existing fire flows on a site by site basis to determine if additional fire flow infrastructure is actually needed for an infill development. This site by site assessment has proven to be effective in understanding that there is not a requirement for additional, costly infrastructure in many cases, thereby resulting in significant avoided costs.

Key insights:

The City of New Westminster has allowed secondary suites in all single-family residential zones since 1998.

Between 2015-2017 during updates to the city’s OCP, what emerged through demographic and statistical analysis demonstrated a huge gap in ground-oriented multi-family housing in the community; conversations in neighbourhoods has revealed that people were moving away to find ground-oriented, family-friendly housing.

The housing forms that generated the highest level of support were laneway houses, townhouses and rowhouses. While the OCP update was still underway, the City launched Phase One of the Infill Housing Program, which allowed laneway houses and carriage houses in almost all single-family zones.

This Small Housing Case Study explores New Westminster’s Infill Housing Program, the key actors driving it, the lessons learned, and anticipated next steps.